Posts Tagged ‘Broomfield CO real estate

21
Jul
14

Great Broomfield CO Real Estate: Condo for Sale Just Listed

Broomfield Real Estate Listing Condo for SaleThe Homewerks Team has just listed a beautiful 2 Bedroom 2 bathroom condominium in The Village at Broadlands. This new piece of Broomfield real estate is a golf course community close to shopping, parks and bike paths. The area is on the north end of the legendary Broadlands community in Broomfield and the neighborhood is very clean and quiet with open space nearby and lots of bike paths and trails that connect the entire Broadlands subdivision. This unit has a beautiful courtyard that you enter from the detached garage.

Condo on Market in Broadlands Broomfield CO

Once inside the unit, you walk the stairs up to the main floor where everything is on one level. The spacious master bedroom has a large walk-in closet with four rods and 4 shelves. The master bathroom hosts a 5 piece master bath with granite countertops. To the rear of the master bathroom is a closet for the toilet and a linen closet beyond that.

Broomfield Home for SaleThe luxurious kitchen is enclosed with stainless steel appliances and upgraded cinnamon maple cabinets and granite countertops with a tile splashback. Eating space off of the kitchen. This offers the convenience of a laundry room and desk area/nook

This is a 2 bedroom 2 bathroom home with a covered balcony deck. It has a nice open and bright great room with fireplace and entertainment nook. The 2 car garage is detached. Easy access to Denver and Boulder. Very clean and nice and this condominium has a lot to offer.

Broomfield CO Home for Sale

Call for a private showing with a Broomfield Homewerks Team member today!

If you have any questions regarding this property or any other real estate question feel free to call Shaun Werkele today at 303-250-4735.

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05
Mar
13

Broomfield Real Estate & Bankruptcy Requirements

Broomfield Real Estate Information

Broomfield Colorado Buying Real Estate and Bankruptcy

Broomfield CO Homes for SaleIf you need to find information on bankruptcy when you are looking to buy a Broomfield home for sale, here are some basics for you so if you have declared bankruptcy you will know what your restrictions are and what you might need to do, or even not do so that you are able to buy real estate.
You must wait 2 years after a bankruptcy has been discharged before you can buy a home. The most important thing you must do is re-establish credit after the bankruptcy. This starts with not having any late payments of any kind for twelve months, a full year, before the loan application for a home mortgage. This includes collection accounts that you might owe.
The down payment to purchase a home is the same as it is for anyone else. If you are using FHA loan financing to buy Broomfield real estate then the same 3.5% is the requirement.

Keep in mind that there have been changes in mortgage insurance on your home purchase if you use a FHA mortgage loan.

Broomfield Colorado real estate website

The loan interest rates for persons who have been through a bankruptcy are the same as they are for everyone else.

Feel free to call us at Homewerks 303-250-4735 if you have a Broomfield real estate question, or if you need help with searching for homes in the Broomfield area, or any other cities in the Denver Front Range.

Have a Great Day!

Shaun Werkele

303-250-4735

24
Oct
12

Buying Broomfield CO Real Estate: Debt-to-Income Ratios

Agent in Broomfield Westminster Thornton AreasBuying Broomfield CO Real Estate? Understanding Debt-to-Income Ratios

When a home buyer is looking for a home to purchase in the Broomfield real estate market, some of the most commonly asked questions are, “How much can I buy if I make a certain amount of money?” or “How much of a loan can I qualify for if I have a certain amount of debt?” Here is a general formula that is used to determine these 2 closely related questions because the amount someone qualifies for is based upon what is called the debt-to income ratio.

Figuring out the total housing payment for the mortgage you are focused upon reaching is the first step. This is the monthly principal, interest, taxes, homeowner’s insurance, and any mortgage insurance and HOA fees. You can use our Broomfield real estate mortgage calculator for getting this figure, and click on this link, Colorado most current mortgage loan rates for the latest rates to calculate your mortgage payment.

To the sum above, add the minimum monthly payments that show on your credit report. This number is your total monthly debt that you would have for mortgage payment approval from your mortgage lender. Total monthly debt is what you have combined with everything owed to others monthly.

Broomfield Colorado Community Church in Bradburn NeighborhoodDivide your total monthly debt by your gross monthly income. This will give you your debt-to-income ratio (DTI). What is significant about debt-to-income ratio is it allows you to determine with your mortgage lender what kinds of mortgage loans you can qualify for. The top threshold for a conventional loan is a debt-to -income ratio of 45%. For FHA and VA loan financing, 50% or a little higher, depending upon the lender.

Gathering all of this information before you can establish your debt-to -income ratio and figuring your loan qualification maximum amount requires that you need to know your gross monthly income ( income before taxes) and you need to know what is on your credit report. Do not make the mistake of guessing what is on your credit report. Get the report from the reporting agencies so you really know where you are at. You need the information and so will your lender, and sometimes not everything you owe each month shows up on your credit report, or at least not right away.

At the end of the day, the only way to know the exact amount you can afford for a home loan in Broomfield is to have a competent lender figure it out for you! Working with a lender is one of the first things you need to do if you are looking to buy real estate in Broomfield Colorado, or anywhere else in the Denver Front Range.

Feel free to contact us with any question you might have concerning Broomfield home values, market conditions, and finding homes for sale! Denver is one of the most attractive larger metropolitan cities for people who are young, single, educated, and upwardly-mobile career starters. This makes it a good place to live for young singles in their 20s and 30s and who have either undergraduate or graduate degrees and are on the road to launching their professional careers. The City and County of Broomfield offers many demographics that are desirable enough that young professionals will find many others like themselves here, with really good opportunities for friendships, recreation, romance, and more. Search for residential real estate in Broomfield Colorado at Homewerks with Keller Williams Realty and to get more information on buying and selling a home in Broomfield and surrounding areas.

Have a Great Day!

Shaun Werkele
Homewerks
303-250-4735  

10
Oct
12

Broomfield Real Estate: 2539 MCKAY LANDING Pkwy 80023

Broomfield Real Estate for Sale

McKay Landing Homes For Sale

2539 MCKAY LANDING Pkwy
Broomfield, CO 80023

Posted by Shaun Werkele On Oct 10, 2012 In: Broomfield CO Real Estate

Broomfield CO Real Estate Just Listed Broomfield Real Estate Listing Location
Description: Air Cond-Central,Cable Available,Ceiling Fan,Cable Installed,Central Vacuum,Dbl Pane Wndw,Disposal,Dishwasher,Eating Sp/Kit,Formal Dining,Fence,Five Piece Bath,Garden Area,Garage Dr,Gas Logs,Great Room,Kitchen Island,Landscaped Pro,Mstr Bathroom,Microwave Oven,Master Suite,Newer Paint,Pool Community,Patio,Quick Poss,Refrigerator,Smoke Alarm,Self-Clean Oven,Smoke Free,Sprinkler,Stove/Range/Ovn,Wndw Cover,Walk-In Closets,W/W Carpet…
Public Remarks: UPGRADES GALORE:SOLAR,NEW ROOF 2011,NEW EXTERIOR PAINT 2012,DUAL A/C,FURNACES,SLAB GRANITE,CUSTOM TILE FLOORS,BACKSPLASHES,RAISED PANEL CABINENTS,CENTRAL VAC,2 MASTER SUITES,FLAG STONE PATIO WITH GAS FIRE PIT AND WATERFALL AND POND, LUSH LANDSCAPING.
broomfield real estate Listing courtesy of MB LAWRENCE REALTY
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Brand new Broomfield Homes and Real Estate Wednesday Oct 10. Newly marketed homes in Broomfield Colorado areas with information and Realtor services. Neighborhoods include: Willow Run, Interlocken, Broadlands, Westlake…
Disclaimer-The content relating to real estate for sale in Broomfield CO Homes For Sale comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC. Real estate listings held by brokers other than this presenting broker are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change without notice and should be independently verified. All Broomfield real estate for sale and other Denver Metropolitan listed areas advertised herein are subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.
21
Jul
12

Broomfield Real Estate: 5756 Brook Hollow Aspen Creek 80020

Aspen Creek Homes and Real Estate

Aspen Creek Homes For Sale

5756 BROOK HOLLOW Dr
Broomfield, CO 80020

Posted by Shaun Werkele On July 21, 2012 In: Broomfield CO Real Estate

Aspen Creek Real Estate Aspen Creek Real Estate on Market
Description: Air Cond-Central,Backs to Greenbt,Covered Patio,Dbl Pane Wndw,Deck,Disposal,Dishwasher,Elec Air Filter,Eating Sp/Kit,Formal Dining,Fence,Five Piece Bath,Garden Area,Garage Dr,Gas Logs,High Spd Access,Humidifier,Kitchen Island,Loft,Microwave Oven,Newer Paint,Pool Community,Patio,Refrigerator,Smoke Alarm,Smoke Free,Sprinkler,Tile Floor,View City,Vaulted Ceiling,View Mountains,Wood Floors,Walk-In Closets…
Public Remarks: SPECTACULAR VIEWS*BACKS TO BROOMFIELD’S OPEN SPACE*FRENCH DOORS LEADING TO DECK, NEW FRENCH DOORS OFF STUDY & NOOK*NEWER ROOF, LIGHTING*NEW INTERIOR AND EXTERIOR PAINT*NEW GRANITE COUNTERS & SS APPLS*ALL NEW HARDWARE & REMODELED POWDER BATH AS OF 6/22/12 HARDWOODS UNDER CARPET IN FAMILY ROOM*BROOMFIELD HOME…
broomfield real estate Listing courtesy of COLDWELL BANKER RESIDENTIAL 56
SET A SHOWING ON THIS LISTED HOME IN BROOMFIELD
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Brand new Broomfield Homes and Real Estate Saturday July 21. Newly marketed homes in Broomfield Colorado areas with information and Realtor services. Neighborhoods include: Highland Park, Interlocken, Broadlands, Westlake…

 

Disclaimer-The content relating to real estate for sale in Broomfield CO Homes For Sale comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC. Real estate listings held by brokers other than this presenting broker are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change without notice and should be independently verified. All Broomfield real estate for sale and other Denver Metropolitan listed areas advertised herein are subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.
19
Jul
12

Broomfield Real Estate: 392 Oak Greenway Park 80020

Broomfield Community Area in Willow Park

Greenway Park Homes For Sale

392 OAK Lane
Broomfield, CO 80020

Posted by Shaun Werkele On July 19, 2012 In: Broomfield CO Real Estate

Broomfield search for homes Newly Listed Real Estate in Greenway Park Broomfield
Description: Air Cond-Central,Cable Available,Ceiling Fan,Cable Installed,Corner,Cul-De-Sac,Dbl Pane Wndw,Deck,Dryer,Disposal,Dishwasher,Eating Sp/Kit,Formal Dining,Five Piece Bath,Garage Dr,Kitchen Island,Mstr Bathroom,Pool Community,Smoke Alarm,Stove/Range/Ovn,Tile Floor,Vaulted Ceiling,Washer,Wndw Cover,Wood Floors,Walk-In…
Public Remarks: Sure to Please 2 Story Broomfield Home in Sought after Greenway Park Subdivision! Formal Living & Dining Room. Spacious Kitchen with Island, eating area, bar, and built in Desk opens to backyard deck! Vaulted ceilings in Family Rm. Large Master with 5 PC, & walk in…
broomfield real estate Listing courtesy of RE/MAX OF BOULDER
SET A SHOWING ON THIS NEWLY LISTED HOME IN BROOMFIELD
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Click here to search for newly listed real estate and homes on the market in Broomfield CO for Thursday July 19, 2012. Communities and Neighborhoods include Westlake, Anthem Ranch, the Broadlands, Miramonte…
Disclaimer-The content relating to real estate for sale in Broomfield CO Homes For Sale comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC. Real estate listings held by brokers other than this presenting broker are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change without notice and should be independently verified. All Broomfield real estate for sale and other Denver Metropolitan listed areas advertised herein are subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.
17
Jul
12

Broomfield Real Estate Mortgage Loan Rates July 16, 2012

Broomfield Colorado Real Estate Information

Right now is a great time to buy real estate in Broomfield! Home loan rates remain at historic lows, if you were waiting for the bottom, it is here!  And the vacancy rate is below 1% in most areas for rentals in the Denver metropolitan area.
The following is the most recent quote on mortgage rates as of July 16, 2012. This is just a general illustration of percentage amounts for loan rates. Keep in mind that mortgage loan rates can change hourly throughout each week, so pre-approval with a lender will  be a huge advantage when you have your Broomfield Colorado Realtor put an offer on a home for sale in Broomfield Colorado! (and you cannot put an offer on a home without a lender letter. Call me for details. 303-250-4735)

Conventional Conforming 30 year fixed: 3.625%
Conventional Conforming 15 year fixed: 2.75%
Conventional Conforming 5/1 ARM: 2.125%
Jumbo 30 year fixed: 4.0%
Jumbo 5/1 ARM: 2.75%
FHA / VA 30 year fixed: 3.375%
FHA / VA 5/1 ARM: 2.375%
Prime rate: 3.25%
CHFA: 3.875%

Click here to view mortgage loan information for Broomfield CO Homes for Sale. Use our resources to search a home in Broomfield in areas such as Willow Park, Broomfield Heights, or even McKay Landing.

If you are looking to buy or sell a home right now call us at 303-250-4735 or contact us at this link: Broomfield CO Real Estate Agent Keller Williams because the Homewerks team in Broomfield Westminster Thornton areas would love to help you with your home search. We are seasoned real estate professionals at Keller Williams Realty and you need someone on your side when you are making a real estate purchase to ensure that you do not overpay for your home, make the home buying process go more smoothly, and lastly, make it more enjoyable.

Have a Great Day!

Shaun Werkele

303-250-4735

 

If you are looking to buy or sell a home right now call us at 303-250-4735 or email us at this Link: Broomfield CO Real Estate Agent Keller Williams alt:***keller williams broomfield colorado*** because the Homewerks team in Broomfield Westminster Thornton areas would love to help you with your home search. We are seasoned real estate professionals at Keller Williams Realty and you need someone on your side when you are making a real estate purchase to ensure that you do not pay too much for your home and to make the involved home buying process go more smoothly.




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