Posts Tagged ‘broomfield keller williams realtor


Broomfield Real Estate Mortgage Loan Rates July 6, 2012

Broomfield Colorado Real Estate ResourceIf you are looking at homes for sale in Broomfield here are the latest mortgage loan rates if you are buying real estate in Broomfield Colorado. The City and County of Broomfield is highly regarded as a fantastic area to live. There is so much that the area has to offer – a great sense of community with high quality schools and the neighborhoods beckon for residents that are looking for a harmonious lifestyle that encourages family and friends. I can think of no other area in Denver I would want to live!

Below are the most current interest rates for home purchasing in the Denver area. These rates change all the time. Consult a qualified and licensed mortgage lender for the latest updated figures. Then have your Broomfield Keller Williams Realtor put a contract on a home for sale in Broomfield Colorado!

Conventional Conforming 30 year fixed: 3.625%
Conventional Conforming 15 year fixed: 2.875%
Conventional Conforming 5/1 ARM: 2.25%
Jumbo 30 year fixed: 4.125%
Jumbo 5/1 ARM: 2.75%
FHA / VA 30 year fixed: 3.375%
FHA / VA 5/1 ARM: 2.375%
Prime rate: 3.25%
CHFA: 4.0%

Use our top resources to buy a home in Broomfield in areas such as McKay Landing, Willow Run, or even Red Leaf. Or give us a call if you have a question relating to Broomfield real estate.

Have a Great Day!

Shaun Werkele



Broomfield CO Real Estate: 2900 BROADLANDS CT 80023

Homes in Broadlands Broomfield Area Real Estate


Broomfield, CO 80023

Posted by Shaun Werkele On June 22, 2012 In: Broomfield CO Real Estate

Newly listed home for sale in Broadlands Just Listed in the Broadlands
Public Remarks:  A MUST SEE BROOMFIELD HOME WITH AN INVITING & FLOWING FLR PLAN. This home boasts hard wood floors that flow throughout the main level. The LRG kitchen HAS EAT-IN SPACE 4 TABLE, NICE maple cabinets, & large open counters that overlook the living area & DINNING ROOM.SPACIOUS UPPER LEVEL, GOOD SIZED BEDROOMS, MASTER BEDROOM SUITE W/ SITTING AREA FEATURES A 5-PIECE BATH WITH A GARDEN TUB & TILE FLOORING. BROOMFIELD COUNTY. Big Corner lot w/ beautiful Aspen trees & landscaping that provide great privacy & shade in the summer. Huge 2 level patio deck…
broomfield co real estate for sale Listing courtesy of DOMAINE REAL ESTATE
Disclaimer-The content relating to real estate for sale in Broomfield CO Homes For Sale comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC. Real estate listings held by brokers other than this presenting broker are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change without notice and should be independently verified. All homes for sale in Broomfield Colorado and other Denver Metropolitan areas advertised herein are subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.

Broomfield Real Estate Agent: Legal Responsibilities

Buying a House in Broomfield ColoradoIt’s important to understand what legal responsibilities your Broomfield real estate agent has to you and to other parties in the transaction when you are buying a home for sale. Simply ask your agent or a Broomfield Realtor you might be considering working with exactly what type of agency relationship they have or would have with you. Many agents do not go into the details of working relationships and qualifying what their role and status would be in helping you in your search for homes in Broomfield Colorado. So here are the general definitions of what can be thought of as defining working relationships for client and agent situations:

Listing Agent or Seller’s Agent (sometimes referred to as a Seller’s Representative)
Someone who hires a Listing Agent should know that agent represents you, the person who owns a Broomfield property for sale. All fiduciary duties of the agent are owed to the Seller. This means that the agent has a fiduciary duty and obligation to look out for your best interests and to take any action to protect any situation that might compromise your position as a Seller both financially and or any motivations you might have in selling your home. The agency relationship usually is created by a listing contract that you both sign. This is a legally binding contract and it protects your best interests and at the same time it allows protection for the agent for his or her time and efforts.

Buyer’s Agent or Selling Agent (sometimes referred to as a Buyer’s Representative)
A Buyer’s Agent is hired by prospective home buyers to represent them in a real estate transaction. The Buyer’s Agent works in the buyer’s best interest throughout the transaction and owes fiduciary duties only to the Buyer. The Buyer can pay a Broomfield Realtor directly through a negotiated fee, or the Buyer’s Agent may be paid by the Seller or through a commission split with the Seller’s Agent.

Broadlands Broomfield Colorado Real Estate Information


This is the least common type of agency relationship that occurs. Subagency usually arises when a cooperating sales associate from another brokerage, who is not the buyer’s agent, shows property to a buyer. In such a case, the subagent works with the buyer as a customer but owes fiduciary duties to the listing broker and the seller. A subagent owes the same fiduciary duties to the agent’s customer as the agent does. Although a subagent is not able to assist the Buyer in any way that would be detrimental to the Seller, a buyer as a customer can usually anticipate treatment to be straightforward and honest by the subagent. Colorado state laws require fair treatment and it is important that subagents fully explain their duties to buyers and present a disclosure form regarding relationships.

Disclosed Dual Agent
Dual agency is a relationship in which the brokerage firm represents both the buyer and the seller in the same real estate transaction. Dual agency relationships do not carry with them all of the traditional fiduciary duties to clients. Instead, dual agents owe limited fiduciary duties. Because of the potential for conflicts of interest in a dual-agency relationship, it’s vital that all parties give their informed consent. In many states, this consent must be in writing. In the State of Colorado dual agency is not allowed. Either the agent is working for the Seller or the Buyer, or that agent is working for neither. Disclosed dual agency, in which both the Seller and the Buyer are being represented, and they are made fully aware of that fact, is legal in most states.
Transaction Broker (also called a Non-agency Agreement)
Some states permit a real estate licensee to have a type of nonagency relationship with a consumer. These relationships vary considerably from state to state, both as to the duties owed to the consumer and the name used to describe them. Very generally, the duties owed to the consumer in a nonagency relationship are less than the complete, traditional fiduciary duties of an agency relationship. And typically does not save any mondy and overall is less effect in saving money and time and the reduced stress of buying a home.

Designated Agent (also called an appointed agent)
In this situation the managing broker is able to designate which licensees in the brokerage will act for the interests of the Seller and which will act for the Buyer. Designated agency avoids the problem of creating a dual-agency relationship for licensees at the brokerage. The designated agents give their respective clients representation in full, with all of the expected responsibilities and fiduciary duties. The managing broker who runs the firm still has the responsibility of supervising both groups of licensees throughout the transaction.

Views of Open Space in the North Front Range Real Estate Market


Thinking about Broomfield CO real estate or other homes for sale choices in beautiful Colorado? We are here to aid you in your real estate needs and please keep in mind that we are top experienced Broomfield realtors in the market for servicing the purchase of foreclosures, recently sold properties, new homes for sale, Broomfield school information and much more.

Have a Great Day!

Shaun Werkele 303-250-4735

Janelle Werkele 303-668-3111


Broomfield Colorado Real Estate Purchases & Tax Refunds

Tax Refund Time Broomfield Colorado real estate purchases always require a down payment if you are looking to finance your dream home for sale. And it’s almost tax refund time.  So the question that is commonly asked concerns using tax refunds to pay for a mortgage down payment or even closing costs. Can they be used for a home purchase?


What a Broomfield home buyer needs to do to in order to document the tax refund is to provide a copy of the refund check and a current bank statement showing that the refund check has been deposited into their account.  If the refund was automatically deposited into their account, they won’t have a copy of the check, but the notation on their bank statement will show that the deposit is a tax refund.  In the case of automatic deposits, the only documentation necessary is the bank statement.


The good thing is the money does not have to be “seasoned,” meaning it has been in your Broomfield bank account for 60 days.  As soon as the refund has been deposited, it can be used to pay the down payment or closing costs. However you, as a person buying a Broomfield home for sale, decide to use those funds, it is up to you. Ask your real estate agent in Broomfield for more information.

Custom Kitchen Real Estate for Sale in Broomfield

Broomfield Colorado real estate offers a wide range of both commercial real estate for sale and Broomfield Colorado homes for sale, from affordable Broomfield starter homes to luxury homes in Broomfield areas to condominiums for sale in Broomfield Colorado. Call a qualified and experienced Broomfield Keller Williams Realtor for any question you might have or help with a search for homes in Broomfield Colorado.


Best Regards,

Shaun Werkele